How to Deposit at KUBRAPLUS
Funding a KUBRAPLUS balance takes under a minute on every rail we support. The part worth reading is what each rail costs you and where its ceiling sits — because the answers differ more than the apps suggest.
Choose Your Rail
Every method below lands instantly or close to it, and KUBRAPLUS adds no deposit fee to any of them. The differences are the wallet's own charges and the caps the national rails impose.
| Method | Minimum | Ceiling | What it costs you |
|---|---|---|---|
| GCash | ₱50 | ₱100,000 per day once verified | GCash cash-in is free to ₱8,000/month, then around 2% |
| Maya | ₱50 | ₱50,000 per InstaPay transaction | No KUBRAPLUS fee; around ₱15 if you send out by InstaPay later |
| GoTyme | ₱50 | ₱50,000 per InstaPay transaction | No KUBRAPLUS fee; outgoing InstaPay is free |
| InstaPay bank transfer | ₱50 | ₱50,000 per transaction, ₱500,000 per day | No KUBRAPLUS fee; your bank may charge its own |
| QRPh | ₱50 | Follows the InstaPay ceiling | No KUBRAPLUS fee |
Making a Deposit, Step by Step
- Log in and open the cashier from your account menu, then choose Deposit.
- Pick your rail — GCash, Maya, GoTyme, InstaPay or QRPh.
- Enter an amount of at least ₱50. If you're funding through GCash, keep your running daily total under ₱100,000.
- Approve the transfer in your wallet or banking app. Confirm the amount on that screen, not just in the cashier.
- Wait for the balance to update — this is normally instant, and a few minutes at the outside.
- Set a deposit limit in your account settings while you're there. It takes ten seconds and it is far easier to set before you need it than after.
The Name Rule
The wallet or bank account you deposit from must be in the same name as your KUBRAPLUS account. This isn't bureaucratic theatre — third-party funding is rejected under PAGCOR rules, and a deposit that arrives from someone else's name creates a mess at withdrawal time, when the money has to go back where it came from and can't. Borrowing a sibling's GCash for a quick top-up is the single most common way players lock up their own winnings.
- Deposit and withdrawal accounts must both be in your own name.
- You must be 21 or older — checked at verification, not at deposit.
- Names are matched against the ID you submit for KYC, so use the wallet that matches your ID.
Deposit Now, Verify Now
You can deposit before KYC clears, but you cannot withdraw. Since the review takes 24–48 hours, the sensible order is to submit your documents the same session you make a first deposit — that way verification is finished long before you have a balance you want to move. Players who leave KYC until the moment they win are the ones who describe our withdrawals as slow, and they're measuring the queue they chose, not the rail.
Frequently Asked Questions
What's the smallest deposit KUBRAPLUS accepts?
₱50 on every supported rail.
How much can I deposit through GCash in a day?
Up to ₱100,000 daily once your GCash account is verified. The InstaPay rail also caps single transactions at ₱50,000.
Does KUBRAPLUS charge for deposits?
No. Any charge you see is the wallet's or bank's own — for example GCash's cash-in fee, which is free up to ₱8,000 a month and roughly 2% after.
Can I deposit using my brother's GCash account?
No. Third-party accounts are rejected. Deposits and withdrawals must use accounts in your own name.
How soon does a deposit appear in my balance?
Normally instantly; a few minutes at the outside on bank transfers.